Take care to give your vehicle insurer correct details!

This can have serious consequences.

For example, if you fail to disclose details of penalty points not only will you invalidate your insurance cover but you could end up in the a criminal court facing a fraud charge.

In the worst cases not only will you be prosecuted but you could looking at a period of imprisonment.

Car insurance fraud is a serious and escalating crime.

Recent research from RAC Insurance revealed statistics about drivers who had failed to tell their insurers the truth about their driving backgrounds – the research revealed:

• 23% of drivers failed to tell their insurer the last time they picked up points on their driving licence; and
• 18% of drivers surveyed admitted that they wouldn’t tell their insurer if they did pick up penalty points.

The number of drivers potentially withholding information about penalty points was estimated at approximately 650,000.

The onus on the person taking out an insurance policy is to tell the truth and to give correct details.

In the event that you are involved in an accident and you have failed to give correct details, the police will investigate this and you could be arrested.

You should ensure that you know your obligations.

If you face an investigation or prosecution for Car Insurance Fraud  or if you just need some further advice, please do not hesitate to contact Donald at Lupton Fawcett 24/7 on 07534 282480 or by email donald.maloney@luptonfawcett.law