Conveyancing Solicitors in York
If you are looking to buy or sell a residential property in York, our experienced Conveyancing Solicitors provide the legal support and local knowledge you need to get the job done quickly and efficiently.
Whether you are buying your first time home or an experienced investor, a property transaction is always going to be a big move and you’ll want to make sure everything goes smoothly. Our expert Conveyancing Solicitors in York will support you through the entire process, explaining everything to you in easy to understand language and with a transparent pricing policy.
As you’d expect from one of the leading law firms in Yorkshire, we are accredited by the Law Society for the Conveyancing Quality Standard and by LEXCEL to undertake both residential and commercial conveyancing.
The first step is to talk to our helpful Conveyancing Solicitors to open your conveyancing file, and from there we’ll guide you through every step of the way until the transaction is complete.
Though based in our York offices, our conveyancing team operates throughout the UK. Using our secure software solution, you never even have to visit our office (unless you want to!). Once we’ve received your documents, the rest of the process can be managed by email, video conferencing and phone, so we can serve your needs wherever you live and wherever the property is located.
We advise on legal matters for all types of residential property transactions – from first time buyers with no chain, to portfolio investments and development projects for house builders. You will always receive a service that is tailored to you and your needs.
Richard and the team did a fantastic job on the sale of our house. They were efficient, pro-active and happy to answer all queries. I would definitely look to recommend them and look forward to using them in the future.
Services Provided by our York Conveyancing Solicitors
We understand that buying and selling a property is a major undertaking, often with far-reaching impacts on family, finances, lifestyle, and careers.
To make sure that everything goes smoothly and without stress, we make sure you are completely aware of what’s going on at all times. We provide regular updates in straight-forward language and respond promptly to any queries you may have.
Although the conveyancing process seems complex to those who may only ever have to navigate it a handful of times in their lives, this is what we do every day.
We have the knowledge and experience to bring your transaction to a timely conclusion, dealing professionally with any circumstances which may arise. We know how hard it can be to find the right property, plot of land or renovation project so we’ll do everything we can to get the paperwork through, secure full title, and protect all your legal rights whilst exceeding your expectations in terms of service.
Our professional conveyancing service includes:
- Direct solicitor contact
- Transparent pricing
- Speedy transaction times
Conveyancing service for property sales
If you are planning to sell your house, it is likely that you’ll be aiming to extract the maximum value from the property. When it comes to negotiating the price, it is in the buyer’s interest to point out unexplained problems with the title deeds, historic planning, building irregularities, or other anomalies.
To protect yourself against any eventuality, it is best to get all your paperwork in order before going on the market.
That’s where Lupton Fawcett’s Quickstep Service can help.
Our experienced team of Property Solicitors in York will prepare a full report for you highlighting issues any prospective purchaser is likely to raise. It will include a full title report and advice on how to resolve any issues which may limit the saleability of your property.
This is work that will have to be done anyway, so why not get ahead of the game and fend off any issues that might affect your selling price?
Lupton Fawcett’s Quickstep will help you to discover, for example
- Whether any title or other important documents are missing.
- Anything in the title which might limit the ability of a purchaser to obtain mortgage funding.
- Problems with planning permissions, building regulations consents.
- Whether any pre-existing covenants have been breached.
What does Lupton Fawcett’s Quickstep cost?
If you instruct us to prepare a Quickstep report, it will be free of charge* if you instruct Lupton Fawcett to act for you in the sale, and you complete 9 months of the date of the report. If not, our charge of £150 (plus VAT) will be payable.
To request a Quickstep Report for property sales, please complete this simple questionnaire. We will review this and then contact you to discuss how to take the matter forward.
Residential Property Conveyancing
The process of legally transferring the ownership of a property from one person to another is called ‘conveyancing’. The first stage of conveyancing is called ‘exchange’. This is where all the terms of the deal being agreed are fixed. Transferring the title takes place in the second stage, called ‘Completion’.
Conveyancing has become gradually more complicated over the years as new requirements have been added to the process which now includes questions about energy ratings, energy providers, sewers, insulation, and more.
Our York Conveyancing Solicitors will help to ensure everything runs as smoothly as possible, protecting your interests at all times. We aim to anticipate issues to minimise delays, communicate regularly and provide practical solutions whenever challenges present themselves.
Stages of the Conveyancing Process for Freehold and Leasehold Property Purchases
- Approve the sales contract and if necessary negotiate any necessary changes with the seller’s legal advisors.
- Conduct an extensive review of the legal title to the property.This ensures that the seller is legally entitled to sell the property and that there are no onerous covenants or rights which will affect your use and enjoyment of the property.
- Carry out Local Authority searches.
Among other things, this makes sure that all the necessary planning permission and Building Regulations approvals are in place. It will also tell us whether there are any Tree Preservation Orders, nearby road schemes, proposed compulsory purchase order, and whether there are any orders in place that would create further liabilities.
- Carrying out further searches.
Further searches are conducted in relation to drainage and water supply, environmental history, and other matters specific to your local areas such as mining. The search reports are analysed to make sure there are no onerous liabilities attached to the property.
- Corresponding with the seller’s solicitor.
Additional enquiries may be made at this stage to address the results of our research and searches. Any issues that were revealed are clarified and action taken where necessary.
- Review the mortgage offer.We will report to you on the details of the offer, and make sure you are aware of any special conditions imposed by the lender.
- Report to the lender.If the searches uncovered any issues we will report them to the lender explaining how we intend to deal with these. We will provide you with a written summary of our findings from reviewing the legal title and the search reports.
- Contract preparation.We will provide you with the contract for your signature, along with a prepared Stamp Duty Land Tax return for filing with HMRC.
- Exchange.We’ll exchange contracts with the other party and carry out final pre-completion searches with the Land Registry. This is done to make sure that the legal title has been changed or amended since the first search, and to ensure that you have priority to register your ownership of the property.
- Preparing the completion statement to show all payments made and received and providing you with a balance required in order to complete your purchase.
- Initiate the process of redeeming the seller’s existing charges.
- Drafting and agreeing a simple transfer of registered title form TR1.
- Reporting to the lender to request the release of the mortgage advance.
- Completion.The transaction will be completed and tax returns submitted to the HMRC for any Stamp Duty Land Tax to be paid, ensuring that any necessary indemnity policies are in place from the date of completion.
- Registration.The transaction will be registered with the Land Registry, ensuring that your ownership, any Mortgage and any other pertinent matters are correctly recorded.
Stages of the Conveyancing Process for Freehold and Leasehold Property Sales
If you are considering selling your house, usually the first step is to get an idea of how much it is worth. You can then calculate how much you will be let with after you have paid off the balance of the mortgage. Contact your lender or check the most recent mortgage statement to verify the figures and find out if any early repayment charges apply.
Before you can put your home on the market, you must have at a least applied for an energy efficiency certificate (EPC), so it’s worthwhile doing this early one.
Once you have accepted an offer to purchase your property, your Conveyancing Solicitor will begin the process of transferring the ownership and settling all the financial aspects. This includes:
- Verifying the legal title to the property to make sure you are legally entitled to sell it.
- Drafting contracts for the sale and advising you on the terms.
- Communicating with the buyer’s solicitors at key stages of the transaction and responding to any queries or requests for further information.
- Preparing financial statements.
- Coordinating your signature on the contracts.
- Exchanging contracts with the buyer.
- Liaising with you to sign the transfer of registered title form TR1.
- Agreeing on a completion date.
- Producing a completion statement setting out the amount you will be paid on completion after all necessary deductions including repayment of your mortgage and payments to your estate agent.
- Collect money on completion.
- Notify you, your estate agent and the seller of completion, and account to you for the balance of the sale proceeds.
How long does conveyancing take?
Unfortunately, the conveyancing process in the UK is quite slow. As more and more checks have been introduced over the years, from energy ratings to chancel repair liability, the potential for delays at each stage have also increased.
In general, the average house sale/purchase takes between 8-10 weeks. It can be quicker or slower, depending on the parties in the chain. For example, if you purchasing new-build property as your first home with a mortgage in principle, it could take longer depending on when the property build is complete.
However, if you are buying a leasehold property that requires an extension of the lease, this can take significantly longer, between 3 and 6 months. In such a situation, additional charges would apply.
The economy and investment in York
Voted the best place to live in the UK by the Sunday Times, and the UK’s most beautiful city by the Daily Mail, York is an ancient walled city steeped in history. Once the capital of a Viking territory, York is perfectly placed half-way between London and Edinburgh with the Yorkshire Dales to the West and the stunning North Sea coastline just an hour to the east.
Tourists come to York from near and far to admire its history, architecture and famous cobbled Shambles. But following on the footsteps of Vikings and Romans, many have realised that this is a place with a lot to offer those who choose to make it home.
Residents benefit from a diverse calendar of cultural activities and events, including York Fashion Week, the York Icetrail, the Jorvik Viking Festival, events at the York Racecourse and many more.
Employment opportunities in York are centred around the service industry, health, tourism and finance with major employers including the University of York, Aviva, Nestle and British Telecom.
Unsurprisingly, considering the incredible tourist attractions in York, tourism plays an important role in the local economy.
Established in 1963, The University of York has quickly become one of the world’s leading universities. There are over 12,000 undergraduates and 4,000 postgraduate students, which creates a constant demand for rental properties and a vibrant first time buyer market driven by graduates choosing to settle in York after their studies.
There are 12 primary schools in York with an Ofsted rating of outstanding. St Pauls C of E School (YO24 4BJ) was the highest performing primary school in York in 2019 with 96% of students meeting the expected standards. Hempland Primary School and New Earswick Primary School also posted excellent performance figures.
There is a good choice of private schools in York including St Peter’s School, The Minster School, Bootham School, The Mount School and Queen Margaret’s School.
St Peter’s School is an outstanding boarding school, taking students from 3 yrs right through to 18yrs. It has an impeccable reputation and first-class facilities. The Mount School is another great independent school that offers both day and boarding facilities.
At the secondary school level, Fulford School is one of the best state schools in the UK producing some of the best GCSE and A Level results in the country.
York’s unique geographic position has meant it’s always had a significant position in the country’s transport system. Like most Roman cities, York is well connected by long-distance roads connecting motorists easily into the national motorway network.
By train, it’s just 2 hours to London, 2.5 hours to Edinburgh and just 1h 20 to Manchester by train.
Further train services link York to Newcastle, Leeds, Manchester Airport, Liverpool and Scarborough.
For international travel, York is served by the nearby Leeds Bradford Airport and Manchester Airport further afield.
Local house price trends
From smart city centre apartments to large Victorian properties in leafy suburbs, there is something for everyone on the York property market.
According to Zoopla estimates, the average price paid for property in York over the 12 month period to July 2020 was £270,141. In terms of property types, flats in York sold for an average of £199,217, terraced houses for £249,633, and the average price of a detached house was £373,036.
If you are looking for residential property at the top end of the market in York, the YO23 postcode could be up your street. This sought after area, including Copmanthorpe, Bishopthrope, South Bank and Rufforth, lies to the south west of the city and is popular with young families for the good schools and green spaces. The average house price in these areas is £350,396.
More affordable housing is available in the YO16 and YO11 postcode areas which includes Eastfield and Cayton. These areas are a good distance from the centre, but are highly appealing due to the low average prices, around £145,000, and close proximity to the sea.
The two most popular family-oriented areas in York are Acomb and Bishopthorpe. Acomb offers a thriving high street and several good schools, while Bishopthorpe is a little further out but has good transport links.
Why choose Lupton Fawcett’s Conveyancing Solicitors in York?
We have over 100 years of experience helping people with all types of property matters, providing expert legal advice on:
- Auction sales and purchases
- Transferring equity
- Commercial property conveyancing
- Shared ownership
- Right to buy
- Buying the freehold of your leasehold property
- Land sales
At Lupton Fawcett, our specialist Conveyancing Solicitors are on hand to help with any aspect of residential property to ensure you get the desired outcome as quickly as possible. We understand the importance of timing and reliability when it comes to residential property sales and purchases, so you can rely on us to drive the process forward on your behalf.
Our Conveyancing Solicitors act regularly for clients across York including Badger Hill, Fulford, Osbaldwick, Heslington, South Bank, Clifton, Heworth and Middlethorpe.
As a recognised full service law firm, we can support your needs wherever you live in England, Wales & Northern Ireland.
Call today or complete the enquiry form and we will get back in touch with you quickly. We will always respond promptly, and we will be happy to help.
To discuss your circumstances, contact us today by calling, or fill out the enquiry form on this page and we will be in touch.